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Privacy Policy

Effective Date: May 15, 2019

 

This Privacy Policy outlines how MILOPS INSURANCE SERVICES INC (“we”, “our”, “us”) collects, uses, and protects your information when you use our services. By using our websites or services, you agree to the practices described in this policy.

The information we collect is strictly for insurance carrier enrollment. It is never shared or sold and is solely used by insurance carriers to issue the requested insurance policy. We comply with all HIPAA requirements. Our systems are encrypted and regularly updated.

Definitions

  • Service: The websites operated by MILOPS INSURANCE SERVICES INC: milops.net, champva.us, and tricaresupplement.us.
  • Personal Data: Information that identifies a living individual.
  • Usage Data: Automatically collected data from service use or infrastructure.
  • Cookies: Small data files stored on your device to enhance your experience.

Information Collection and Use

We collect different types of information for various purposes to improve our services.

Types of Data Collected

Personal Data

We may collect personally identifiable information, including:

  • Email address
  • First and last name
  • Phone number
  • Address (Street, City, State, ZIP/Postal Code)
  • Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, promotional materials, or other relevant information. You can opt out at any time using the unsubscribe link provided.

Usage Data

We collect data on how our Service is accessed and used. This includes:

  • IP address
  • Browser type and version
  • Visited pages
  • Visit timestamps
  • Time spent on pages
  • Device identifiers
  • Diagnostic data

Tracking & Cookies Data

We use cookies and similar technologies for analytics and service improvement.

  • Session Cookies: Enable core service features
  • Preference Cookies: Remember user preferences
  • Security Cookies: Ensure secure operations

You may configure your browser to refuse cookies. However, some service features may not function correctly without them.

Use of Data

MILOPS INSURANCE SERVICES INC uses your data to:

  • Provide and maintain services
  • Notify you about service changes
  • Enable interactive features
  • Provide customer support
  • Improve service quality and performance
  • Monitor usage trends
  • Address technical issues
  • Send promotional and informational content (opt-out available)

Transfer of Data

Your Personal Data may be transferred and stored outside your region, including in the United States. By providing your information, you consent to this transfer.

We implement appropriate safeguards to ensure your data is securely processed and stored in accordance with this Privacy Policy.

Disclosure of Data

Legal Requirements

We may disclose your Personal Data if required to:

  • Comply with legal obligations
  • Protect our rights and property
  • Prevent or investigate misconduct
  • Ensure user or public safety
  • Defend against legal liability

Security of Data

While we strive to use industry-standard security protocols, no transmission or storage method is 100% secure. We work continuously to safeguard your Personal Data but cannot guarantee absolute security.

Do Not Track Signals (CalOPPA)

Our Service does not respond to Do Not Track (DNT) signals. You can adjust your DNT settings in your browser’s preferences.

Analytics

Google Analytics

We use Google Analytics to monitor traffic and improve our Service. Google may use this data for ad personalization within its network.

You can opt-out using the Google Analytics Opt-out Browser Add-on.

See the Google Privacy & Terms for more information.

Children’s Privacy

We do not knowingly collect information from individuals under the age of 18. Our services are for adults aged 21 and older.

If you believe your child has provided us with Personal Data, please contact us so we can delete the information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page and communicated via email or a prominent notice before taking effect.

We encourage you to review this page periodically for any changes.

Contact Us

If you have questions about this Privacy Policy, you can contact us: