AFFORDABLE INSURANCE & FINANCIAL SERVICES FOR MILITARY FAMILIES
TRICARE Supplement Insurance Plan
TRICARE is the health care program for uniformed service members, retirees, and their families around the world. It provides comprehensive coverage including health plans and special programs.
It also serves active duty service members, National Guard and Reserve members, retirees, survivors, and certain former spouses worldwide. As a key component of the Military Health System, TRICARE integrates military health resources with civilian networks to deliver high-quality services while supporting military operations.
You are eligible to enroll provided:
- You are an eligible TRICARE recipient under age 65, entitled to retired, retainer, or equivalent pay.
- If you are 65 or older and ineligible for Medicare, you may apply by submitting your Social Security Notice of Disallowance of Benefits.
- Coverage is available for TRICARE-eligible spouses under age 65 and for dependent, unmarried children under 21 (or under 23 if full-time students).
- Adult dependent children under age 26 enrolled in the TRICARE Young Adult (TYA) program are covered.
- Eligible spouses and children of active-duty service members may enroll.
CHAMPVA Supplement Insurance Plan
The Civilian Health and Medical Program of the Department of Veterans Affairs (CHAMPVA) is a comprehensive health care program in which the VA shares the cost of covered health care services and supplies with eligible beneficiaries. The program is administered by the Veterans Health Administration Office of Community Care (VHA OCC) in Denver, Colorado.
Beneficiaries of 100% Service Related Disabled Veterans. To be eligible for CHAMPVA, you cannot be eligible for TRICARE, and you must be in one of these categories:
- The spouse or child of a Veteran who has been rated permanently and totally disabled for a service-connected disability by a VA regional office.
- The surviving spouse or child of a Veteran who died from a VA-rated service-connected disability.
- The surviving spouse or child of a Veteran who was at the time of death rated permanently and totally disabled from a service-connected disability.
- The surviving spouse or child of a military member who died in the line of duty, not due to misconduct (in most cases, these family members are eligible for TRICARE, not CHAMPVA).
Beneficiaries Age 18 to 23 years
When a CHAMPVA-eligible beneficiary turns 18, CHAMPVA requires that the beneficiary submit proof of full-time enrollment in an accredited educational institution for benefits to continue. Information on submitting proof of enrollment can be found on our School Enrollment Certification Requirements for CHAMPVA Benefits Fact Sheet.